Comments on: Laughed at by the Mortgage Guy http://www.vetschoolblog.com/2010/02/14/laughed-at-by-the-mortgage-guy/ Wet Cleanup on Aisle 5 Wed, 14 Dec 2011 16:27:29 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Life in Vet School http://www.vetschoolblog.com/2010/02/14/laughed-at-by-the-mortgage-guy/#comment-286 Life in Vet School Sun, 14 Feb 2010 18:50:57 +0000 http://www.vetschoolblog.com/2010/02/14/laughed-at-by-the-mortgage-guy/#comment-286 That sucks. When my ex and I bought our house in the midwest, the mortgage company was basically like, "You look like nice people. Here, why don't you take this loan so you can buy a house?" And now, I'm friends with a couple who just bought a house, and they had background checks similar to what I imagine the Secret Service would want. They had to submit 6 months of bank statements, which the mortgage company went over with a fine-tooth comb, and almost every day K would get a call from them wanting to know what this $60 expense was, and why they withdrew $120 in cash one week -- it was insane. She probably spent 20 hours a week trying to satisfy the mortgage broker. Can you rent out your house (which sounds beautiful -- I'm jealous! I've only been to Colorado a couple of times, but I LOVE the little towns! I'd like to live there someday) and rent something halfway in between? If you could stand having a roommate (I can't even imagine having a roommate at this point, but a friend of mine is my age and has a first-year roommate who's probably 23, and it seems to be working out great) that might help a lot with the money part. That sucks. When my ex and I bought our house in the midwest, the mortgage company was basically like, “You look like nice people. Here, why don’t you take this loan so you can buy a house?” And now, I’m friends with a couple who just bought a house, and they had background checks similar to what I imagine the Secret Service would want. They had to submit 6 months of bank statements, which the mortgage company went over with a fine-tooth comb, and almost every day K would get a call from them wanting to know what this $60 expense was, and why they withdrew $120 in cash one week — it was insane. She probably spent 20 hours a week trying to satisfy the mortgage broker.

Can you rent out your house (which sounds beautiful — I’m jealous! I’ve only been to Colorado a couple of times, but I LOVE the little towns! I’d like to live there someday) and rent something halfway in between? If you could stand having a roommate (I can’t even imagine having a roommate at this point, but a friend of mine is my age and has a first-year roommate who’s probably 23, and it seems to be working out great) that might help a lot with the money part.

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